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Disclaimer

This publication is strictly for information purposes only and should not be construed as an offer or solicitation to deal in the securities/investments mentioned herein.  Unless stated otherwise, any opinions expressed are based on our internal forecasts and should not be relied upon as indicating any guarantee of return from an investment in our products.  Past performance of the Fund and the Investment Manager and any forecasts made are not necessarily indicative of future or likely performance of the Fund or the Investment Manager.  Investors may wish to seek advice from a financial advisor before making a commitment to purchase the Fund.  In the event that the investor chooses not to seek advice from a financial advisor, he should consider whether the Fund in question is suitable for him.  We have made every effort to ensure that the information provided herein is accurate.  Please note, however, that some data has been derived from sources that we believe to be reliable but its correctness is not guaranteed.  Investments in unit trusts are not obligations of, deposits in, guaranteed or insured by APS Asset Management Pte Ltd (the "Investment Manager") and are subject to investment risks, including the possible loss of principal amount invested.  Investors should refer to the prospectus for a full disclosure of all risk factors.  All applications for units in the Fund must be made on the application form accompanying the prospectus.  Investors may obtain a copy of the prospectus from the Investment Manager or any of its appointed distributors.  Investors should read the prospectus before deciding to purchase units in the Fund.  The value of the units and the income derived from them may fall as well as rise.